Credit Report

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Offering Contents

Presently, KoDATA offers standard Business Information Reports(BIR), credit check reports, and compact reports.

The contents of BIR are

  • Business Profile
  • Statutory Information
  • Corporate Credit Rating
  • Historical Corporate Credit Rating
  • Offices & Factories
  • History
  • Affiliated Companies
  • Management Shareholders
  • Business Item, Production Method, Terms of Payment
  • Major Suppliers & Customers
  • Banking Relations
  • Credit Checks
  • Summary
  • Financial Statements
  • Key Financial Ratios Analysis

Rating System

Business credit reports are expressed with company credit ratings assessed by our SR&DP validated credit rating system.

Note :
Plus(+) or minus(-) : The ratings from A to CCC may be modified by the addition of a plus or minus sign to show relative standing within the major rating categories.
Rating Description Summary
Rating Summary Description
AAA Highest The company has exceptionally strong capacity for timely payment of financial commitments.
AA Very High The company has very strong capacity to meet its financial commitments but carries a higher risk than in the AAA category.
A High The company has strong capacity to meet its financial commitments, but is less stable than companies in higher rated categories.
BBB Good The company has adequate capacity to meet financial commitments, but expected to be less stable in the future than companies in higher rated categories.
BB Above Average The company is expected to be vulnerable to adverse changes in circumstances and economic conditions, but has capacity to meet its financial commitments at present.
B Average The company’s stability is expected to be impaired by adverse changes in circumstances and economic conditions, but has capacity to meet its financial commitments at present.
CCC Below Average The company’s capacity or meeting financial commitments is solely reliant upon sustained, favorable business or economic conditions.
CC Poor The company manages to operate at present, but is vulnerable to non-payment, posing high default risk.
C Very Poor The company is highly vulnerable to non-payment, posing very high default risk.
D Default The company is in default or is facing impending default on its financial obligations.
NR Not-Rated The company's information is not sufficient for credit rating purposes.

Sources of Information

Credit Report Investigation:Korea Dederation of Banks. Office of National Texation. Newspapers Magasines. Industy Contacts. Registry Office. Finacial Supervisory Service. On-Site Investigation